Finance

Financial Institutions are a fantastic business model to learn from when considering ever changing market conditions. Their traditional target markets are stable, but, the needs of an emerging market, the Latino market is extremely undeserved. It is certainly not for lack of money. Many Latinos have zero debt and healthy saving habits. The question arises,…

A bank fixed deposit is a safe and lucrative investment idea because it provides a fixed and secured return on investment. However, the rate of interest offered by banks is low and since not the best investment option. Here, low-risk investors with the need for assured return but at a higher rate can opt for…

1. Introduction The term 'authentication', describing the process of verifying the identity of a person or entity. Within the domain of corporate e-banking systems, the authentication process is one method used to control access to corporate customer accounts and transaction processing. Authentication is typically dependent upon corporate customer users providing valid identification data followed by…

This construction bond is the title given to a kind of surety bond that has been made to come into use by investors in projects related to construction. This step has largely been taken to provide a certain kind of protection against a very severe kind of event taking place that can cause a certain…

Step One: Know your 'as-is' process: I knew all too well in my days of selling e-invoicing, that if a prospect did not know their 'as-is' process, they were a good 12 to 24 months from implementing e-invoicing. So do not skip Step One. If you do not know your process, you probably do not…

Since the financial crash of 2008, commercial banking has undergone a monumental shift in regulatory reform to both manage and mitigate against operational risk. This transformation has been combined with an increased focus on improving enterprise-wide efficiency, profitability and shareholder value. Established regulations such as Dodd-Frank, Sarbanes-Oxley (SOX), Basel II (superseded by Basel III) and…